RSS
 

Posts Tagged ‘Annuities’

I need help with recognizing when to use either the PRESENT VALUE or FUTURE VALUE formula for annuities.?

07 Jun

I know the P-Value and F-Value formulas for both annuities due and original annuities.

I also know what values to plug into the given equation.

However, I have a hard time being able to discern when I should use either one of the two FUTURE VALUE or PRESENT VALUE equations.

Are there any tricks or tips that you finance experts might have for a finance student?

Thanks!

 
1 Comment

Posted in Uncategorized

 

With all the problems with the financial institutions can it affect annuities?

03 Jun

With all the problems with the financial institutions can it affect annuities? More specifically if the annuity is issued through an insurance company?

 
3 Comments

Posted in Uncategorized

 

Annuities and interest rates?

31 May

An annutiy consists of 20 annual payments of 85,000.

Interest rates from 5.5% to 7.5% were used, and i have to find the prices payable in the 2 years to secure this annuity.

I noticed that the higher the interest rates, the lower the price payable.

Can anyone write a brief report as to why this happens?

 
1 Comment

Posted in Uncategorized

 

what is the difference between mutual funds and annuities?

30 May

i currently have some money in annuities and have been told to unvest in mutual funds for a better return.
What do you think?

 
2 Comments

Posted in Uncategorized

 

Are deferred variable annuities a smart investment for someone in my situation?

27 May

I’m 50 and have $250k of investment funds that I was thinking of putting into a deferred variable annuity. This is money that I don’t expect to need until retirement. Assuming I don’t get ripped off fee-wise, are things generally considered to be a good investment vehicle for someone who maxes our 401-k and IRA and is looking at reitrement in 15 years? If so, are some of the bells and whistles such as death benefit and gteed values generally considered to be worth it?

Thanks.

 
2 Comments

Posted in Uncategorized

 

What company has the best fixed or indexed annuities?

26 May

I am a new producer and want to provide my clients a good safe investment. My average client is 60 years plus. I am interested in the fixed and indexed annuities. Please give me your advise or opinions on the companies and products you feel best about putting your clients in. Thanks and have a great day. Scott

 
2 Comments

Posted in Uncategorized

 

Which of these annuities would have the greatest present value?

22 May

10-yr annuities, assuming they all have the same interest rate. Which of these 10-yr annuities would have the highest present value?

One that pays $500 at the beginning of every 6 months, one that pays $500 at the end of each 6 months, one that pays $1000 at the beginning of each year, or one that pays $1000 at the end of each year?

 
2 Comments

Posted in Uncategorized

 

The Carnegie foundation plan of insurance and annuities for college teachers

20 May

Product Description
This volume is produced from digital images created through the University of Michigan University Library’s large-scale digitization efforts. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the original text that can be both accessed online and used to create new print copies. The Library also understands and values the usefulness of print and makes reprints available to the public whenever possible. This book and hundreds of thousands of others can be found in the HathiTrust, an archive of the digitized collections of many great research libraries. For access to the … More >>

The Carnegie foundation plan of insurance and annuities for college teachers

 
No Comments

Posted in Uncategorized

 

The Truth About Buying Annuities

20 May

  • ISBN13: 9780132353083
  • Condition: NEW
  • Notes: Brand New from Publisher. No Remainder Mark.

Product Description
Avoid the retirement annuity minefield…don’t make an expensive, catastrophic mistake! ·     The truth about using annuities to protect your future ·     The truth about hidden fees that could cost you a fortune ·     The truth about the newest types of annuities–good and bad   Simply the best thinking…the truth and nothing but the truth   This book reveals the 50 CRITICAL FACTS you must know about annuities before you buy   “Steve Weisman has accomplished a feat of immense proportion by explaining one of the most complicated investment vehicles in ways that average Americans can easily understand.” Robert Powell, Editor, “Retirement Weekly,” MarketWatch   … More >>

The Truth About Buying Annuities

 
5 Comments

Posted in Uncategorized

 

Can someone tell me what would be a good company to purchase annuities for retirement?

18 May

I am not familiar with annuities so I would appreciate any and all information that I get. What would I have to do or who would I need to contact about buying annuities.

 
3 Comments

Posted in Uncategorized

 

Text-Book of the Principles of Interest, Life Annuities, and Assurances ; And Their Practical Application

18 May

Product Description
Volume: 1 Publisher: London : Layton Subjects: Annuities Interest Insurance, Life Notes: This is an OCR reprint. There may be typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there…. More >>

Text-Book of the Principles of Interest, Life Annuities, and Assurances ; And Their Practical Application

 
No Comments

Posted in Uncategorized

 

How can I go about getting my license for life insurance, health and annuities?

15 May

I want to get my life, health and annuities license without being backed by a company. I just think it would be something good to have. I have looked all over the internet but couldn’t find an answer. Does anyone know how I go about qualifying or scheduling to take a test to get my license? And help would be great. Thanks in advance!

 
4 Comments

Posted in Uncategorized

 

How are mathematics used in mortgages and annuities?

11 May

How is the application of mathematics used in calculating ones own mortgages and annuities? Are there any related charts, formulae, graphs, or images?

 
2 Comments

Posted in Uncategorized

 

Observations on Reversionary Payments: On Schemes for Providing Annuities for Widows, and for Persons in Old Age on the Method of Calculating the Values … in the Doctrine of Life-Annuities and Po

09 May

Product Description
This volume is produced from digital images created through the University of Michigan University Library’s preservation reformatting program. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the text that can both be accessed online and used to create new print copies. This book and thousands of others can be found in the digital collections of the University of Michigan Library. The University Library also understands and values the utility of print, and makes reprints available through its Scholarly Publishing Office…. More >>

Observations on Reversionary Payments: On Schemes for Providing Annuities for Widows, and for Persons in Old Age on the Method of Calculating the Values … in the Doctrine of Life-Annuities and Po

 
No Comments

Posted in Uncategorized

 

A Comprehensive Plan of Insurance and Annuities for College Teachers.

08 May

Product Description
This volume is produced from digital images created through the University of Michigan University Library’s preservation reformatting program. The Library seeks to preserve the intellectual content of items in a manner that facilitates and promotes a variety of uses. The digital reformatting process results in an electronic version of the text that can both be accessed online and used to create new print copies. This book and thousands of others can be found in the digital collections of the University of Michigan Library. The University Library also understands and values the utility of print, and makes reprints available through its Scholarly Publishing Office…. More >>

A Comprehensive Plan of Insurance and Annuities for College Teachers.

 
No Comments

Posted in Uncategorized