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Posts Tagged ‘Inside’

Does it make sense to have a universal variable life insurance policy inside an irrevocable insurance trust?

19 Apr

I thought advantage to irrevocable trust was to pass money tax free upon death. What advantage does the investment side of vul insurance provide?

 
2 Comments

Posted in Uncategorized

 

Is a Variable Annunity inside a Roth IRA a bad idea?

09 Apr

This deferred variable annuity I’m being sold has a charge of 1.4% a year. This is close to most mutual funds. The variable annuity also has some funds with great returns such as 20%+.
well lets debate it more. The truth is I’m the agent and another agent is trying to get me to sell it to my client. I’ve just heard so much negative stuff about them that I’m confused. Also the websites only talk about Variable Annuities inside of IRAs (noth Roth IRAs) and one’s with 2.0% M&E. Mutual funds also have charges and yearly fees. If it’s in a Roth IRA then I’m not going to be paying taxes on the withdrawls I think??? Also my commission is only 4% not 6-8%. The only negative I see is that there’s a surrendar period for the variable annuity vs the mutual funds. Also it may be slightly a higher fee. I’m not sure of the average fee for a mutual fund.

 
2 Comments

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What Restaurants Are Located Inside Of The John Hancock Observatory?

19 Feb

I am planning on going to John Hancock Observatory in Chicago, IL and was wodering if any restaurants were located inside there.

 

Part 1: Should I Put An Annuity Inside My Ira?

15 Jan


10 questions you Should Ask about your IRA, 401(K), Roth IRA and retirement plan.